Use the correct denominator
The basic comparison is total theoretical return divided by total amount wagered, not by the opening deposit. Re-spun winnings increase turnover without adding new cash.
Do Not Turn Long-Run RTP Into a Session Promise
A 97% theoretical return does not mean a player receives $97 from each $100 session. It describes aggregate model behaviour over a very large number of resolved wagers.
Expect short-run variation
A small sample can finish far above or below the published figure. High variance, rare features and capped prizes widen the range of possible sessions.
Do not chase convergence
There is no personal spin count at which the balance must move toward the percentage. Continuing to wager creates more exposure rather than forcing repayment.
Set cash and time limits first
Use RTP as one product attribute alongside stake, volatility and feature cost. The session boundary should be fixed before the first paid round.
Common questions
Does 97% RTP promise $97 back from $100?
No.
Will more spins force a personal balance to converge?
No.
What does increase when winnings are re-wagered?
Total turnover.